Best Answer: It won't work. Since you live in the same household (there are reports that pick up all drivers in the household) both of you will have to be ...
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Peedlepup 3:03 pm on December 9, 2009
You could, but that would be rather silly. You can only collect benefits from one insurance company, so why pay for coverage you can NEVER use. Your only real solution what would not penalize you for his driving habits is to have separate cars.
PamelaS 3:03 pm on December 9, 2009
Talk carefully to your insurance company. Some that I have worked for will insist that spouses both be listed on both policies, because both are liable together in the event of a lawsuit against one. Other companies have no problem giving one spouse their own policy if the other has their own coverage and vehicle – this scenario does assume two vehicles between the spouses. It’s worth asking. But I don’t know if you will have an overall price savings. Probably better for the two of you to do some shopping and find a company that is a good deal for both of you.