Comments on: Average cost of homeowners insurance?

By: Stephen T

Stephen T — Mon, 07 Dec 2009 01:02:22 +0000

For our house valued at 130k we pay $630/year but we also have a lot of bells and whistles.

By: dirtyinjersey

dirtyinjersey — Mon, 07 Dec 2009 01:02:22 +0000

You will not be able to get an accurate comparison this way. Call up a couple local agents and give them your details. Policies vary around the country as well as the price of coverage.

By: mbrcatz

mbrcatz — Mon, 07 Dec 2009 01:02:22 +0000

There is no shortcut – to figure out if your rate is fair, you HAVE to shop around.

But, as you noticed, if you do it online, what’s happening is your personal information gets harvested and sold to agents as leads – generating LOTS of phone calls.

I’m in Houston. So, I’m more "hurricane alley" than you are, in Dallas – but my homeowners has gone up 20% over the past three years.

If you talk to a local agent, they might be able to show you how to save money on your insurance. The easiest three ways, are by having your car insurance with the same company; by raising your deductible; or by making sure that you’re getting all the ‘update credits’ you deserve, on your policy.

Give a local agent a call.

By: Jimmy

Jimmy — Mon, 07 Dec 2009 01:02:22 +0000

You can easily check your quotes in internet, for example here – homeinsurance.awardspace.us

By: Never Stop Smiling

Never Stop Smiling — Mon, 07 Dec 2009 01:02:22 +0000

Put a filter on your email so any emails that have the "insurance" word will go into their own folder and go ahead with quotes, research is necessary.

By: oggi

oggi — Mon, 07 Dec 2009 01:02:21 +0000

Try this site where you can get quotes from different companies

http://hinsurance.notlong.com