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Auto Insurance?
Can a person have auto insurance in one state but live in another?
Only if the insurance company providing coverage is licensed to write policies for and in the state in which you reside. Check with you state’s insurance commissioner (state government office) to make sure.
If you’re trying to get a lower rate that way, it might be considered insurance fraud. Insurance laws vary from state to state, and premiums are based on risk factors which vary depending on where you do most of your driving.
You must have insurance in the state the car is registered and titled in. You must have a valid and legal address of residence when you apply/buy insurance for the state of registration/title
Yes indeed that is true, in order to have insurance written by a company headquartered in another state other then where you live and drive, they must be licensed to underwrite insurance in that state you live and drive in. I included a resource where you can get fast insurance quotes if Needed, see under Source List below.
Pami 9:27 pm on February 9, 2010 Permalink
you have to have insurance from the state that the car is registered in.
MJ 9:27 pm on February 9, 2010 Permalink
Only if the insurance company providing coverage is licensed to write policies for and in the state in which you reside. Check with you state’s insurance commissioner (state government office) to make sure.
Bill M 9:27 pm on February 9, 2010 Permalink
If you’re trying to get a lower rate that way, it might be considered insurance fraud. Insurance laws vary from state to state, and premiums are based on risk factors which vary depending on where you do most of your driving.
entidtil 9:27 pm on February 9, 2010 Permalink
You must have insurance in the state the car is registered and titled in. You must have a valid and legal address of residence when you apply/buy insurance for the state of registration/title
Casey 9:27 pm on February 9, 2010 Permalink
Yes indeed that is true, in order to have insurance written by a company headquartered in another state other then where you live and drive, they must be licensed to underwrite insurance in that state you live and drive in. I included a resource where you can get fast insurance quotes if Needed, see under Source List below.