If you have a At fault accident claim on your auto policy affects your home policy? and vice versa?

Do home insurers check your Auto CLUE report as well?
Or vice versa?

For long At fault accident affects your premium?

 

  • Mario 5:05 pm on April 21, 2010

    You can easily check your quotes in internet, for example here – homeinsurance.awardspace.us

  • Roger M 5:05 pm on April 21, 2010

    yes they effect each other, as does poor credit

    how long depends on your insurer 3-7 years

  • david b 5:05 pm on April 21, 2010

    don’t know if this will help, but in pa. they told me they aren’t even allowed to ask any questions about your driving history after 3 years.

    now, if something is still pending on your record, that’s a different story.
    but they can’t ask…have you ever been in an accident.

  • mbrcatz 5:05 pm on April 21, 2010

    Nope, claims on one policy won’t affect the other.

    The home insurers might pull the auto clue report. It is allowed, and the reverse, also.

    The time an at fault accident affects your premium, depends on what state you are in. Most of the time, it’s three full policy years, but some states, it can count against you up to seven years.

  • Knuckles 5:05 pm on April 21, 2010

    If they are separate policies (and not combined as a Special discounted package), than claims on one should not affect the other