Aetna Health Insurance provides coverage for health, dental, life, long term disability, including group insurance.
History of Aetna
The name ‘Aetna’ is derived from an 11, 000 foot tall volcano Mt. Etna in Sicily. The founding fathers established the company as Aetna Life Insurance Company, 1850. With time Aetna slowly grew and by 1899, it started to offer many health insurances. Their mission is to provide, “easy access to safe, cost-effective, high-quality health care”
Today, Aetna leads the health insurance industry with their products being sold in all 50 states.
Aetna Health Insurance Programs
Their health insurance programs are designed for people from different walks of life. Whatever the specific need of an individual, family, and employer, they have insurance program for everyone.
The following are the list of health insurance programs offered by Aetna Health Insurance:
(Note: not all programs are available in all 50 states; please check the company’s website for further details)
Individual and Families Plans
With Aetna Individual Health Insurance Plans you have an option of choosing a low deductible plan, low, co-pays plan and a quality prescriptions coverage plan. They offer:
· High Deductible PPO Plans- the insured has to pay high or moderately high deductible, the contributions is low and they have the option to open tax-advantaged HAS. These plans will suit those who seldom fall sick, since such people will save enough to afford high deductible.
· Basic PPO Plans-they come in different variety, you have an option of choosing plans where the deductible, co-pay and the expenses are low and the premium high or the plans where the premiums are low and the deductible and co-pay is high.
Aetna Medicare Plans
Their Medicare Plans also come in different variety and offers protection for both medical treatment and prescriptions. Their low premiums, no deductible plans are available for brand name and generic drugs as well. The following are the three kinds of Medicare plans they offer:
· Medicare Rx Plans: You can choose plans with no deductibles and unlimited coverage. These plans come with different options. They are available on both brand name and generic drugs as well.
· Medicare Advantage Plans: These plans are priced and offer coverage for qualifying individuals, they come with low monthly premiums and reasonable co-pays.
· Medicare Supplement Plans: These plans are aimed to supplement your current medical coverage. They come with fair premiums and covered co-pays.
Aetna Plans for Employers
If you are employer looking for health insurance coverage for his employees, then Aetna employers plan has a wide variety of option for you. The plans come in three tiers:
- 2 to 50 employees
- 51 to 3,000 employees
- 3,000 employees or more
The options on offer may vary according to the tier. However, they usually include PPO Plans, Health Saving Accounts and dental coverage. More information can be found from the company’s website.
How to contact Aetna?
To speak with Aetna’s representative call 1-800 MY HEALTH, or visit their website http://www.Aetna.com. They can also be contacted at their headquarters:
151 Farmington Avenue
Hartford, CT 06156
1-860-273-0123