i am 18 and have been driving for around 1 and a half years (car) and would like to get a motorcycle, i’ve never missed a payment, have never been in an accident, and have taken the msf course
my first bike will most likely be a used kawasaki vulcan 500cc or a used yamaha vstar 650cc
my current car insurance is under statefarm so this will most likely my motorcycle will be under them as well
mauisunset 9:03 pm on April 1, 2010
I have State Farm for both car and MC. My MC insurance is $400 a year but I have significant discounts multiple policies, multi-car, clean driving record, and 30 years of driving experience. I suppose you’ll pay significantly more but you should get a discount for having car insurance with State Farm.
If you had a B or better average in school and are planning on going to college, see about getting the good student discount (if you don’t have it already).
Don’t forget to budget for safety gear.
BTW, My entire family (parents, brothers) have State Farm. Various family members have been in accidents and we’ve had ZERO problems getting State Farm to pay for repairs and/or assist with co-ordinating with other insurance companies (both for accidents where it was my family member’s fault and when anther driver’s).
webhead 9:03 pm on April 1, 2010
if you need full coverage divide the kbb selling price by 3 if you get really lucky divide by 4 and that will give you your annual ins premium. If you’re just going for minimum i paid 130/month in Wyoming for a $3,000 600cc Suzuki. you best bet is to call the ins. Co. first though for a more accurate number. Good luck