What auto insurance company will give me a good price after lapsing insurance?
-
Scott H
You let your insurance lapse. That makes you high-risk and you don’t get the "good price" on your insurance.
-
Ronald
If you are in Michigan, I will be happy to see what I can do to help you out. Most insurance companies do penalize you for having a lapse in coverage. This fee that is added on comes off in 6 months here in Michigan. Also you are charged different fees depending on how long you have lapsed. If your lapse is under 30 days, your fee will not be as high as if you lapsed for greater than 30. All companies charge different rates, so it pays to shop. I am an independent agent here in Michigan and will be happy to see what I can do if you reside here. Visit my website for more info. http://www.roninsureme.com
-
Michael Winston
No question here… The best company that saved me a lot of money on auto insurance is Allstate. Just call them and speak with representative. Here is the customer service phone number: 866-945-3856
Wish you luck!
-
Sweety
I found that Erie Insurance was a great price. My auto & renters policy was about $55 a month total and that was after a 10 year suspension. Btw no I don’t work for them, I actually work at Allstate
What are typically the cheapest auto insurance company in Massachusetts?
-
Chris Sonnet
If there was an insurance company that was cheaper than all the rest, everyone would go to that company and the rest would go out of business. Some insurance companies intentionally charge high rates to high risk drivers because they do not want their business.
-
U asked a Loaded question
"Flybynite Insurance" or the "We Take Ur money & Run Insurance. or "Don’t Cal Us, We’ll Cal U Insurance company"
You get what you pay for.
How does social insurance and health insurance work in Poland?
What about for income tax ?
-
Lena
Social insurance in Poland divides on 4 parts: retirement, pension, health, accident insurance.
Retirement (19%) and pension (13%) is paid by employer and employee (50/50), health (3%) by employee, accident (1%-3%) by employer.
Income tax is paid by of course employee and it depands on annual income- 18% up to 85,000,
32% if its over 85,000 annual income. You pay it monthly (off your wages) as a prognosis and then in the beginning of next year you get tax return or burden depands on your actual last year income after annual tax declaration.
So when you are looking for a job in Poland its very important to ask if the proposed wages are "before" or "after" tax……
What type of Insurance does Red Lobster carry for their employees?
So, my question is, does anyone know the details of the plans and where can we find that information? Is it good insurance and worth the price?
-
Casey Y
She needs to contact their corporate HR department for the information. If you get the information, we will gladly direct you in your search for coverage.
If you do get a respondent who knows about their plan, they are probably an employee. Employees of Red Lobster are probably not answering questions in the Insurance section of this website. Additionally, are you looking for the opinion of a professional in the industry or for someone critiquing their own policy?
How often does Progressive Auto Insurance bill its customers?
-
Stuft Bare
You will normally be offered an option. You will make your first payment up front, and then they will bill you for the others. They will give you a few choices.
Auto Insurance!?
-
Steve Stifler
Allstate is a reliable insurance from what I heard and they offer accident forgiveness.
-
kaye j
progressive is the best
-
jubka1
State Farm has been America’s #1 insurer of autos since 1942. In fact, about one out of every five cars on the road is insured by State Farm.
-
aky
Do a comparison of several insurance providers in your state. You may be surprised at the difference in quotes. Also, see about getting some discounts or even raising your deductible if you are trying to get cheaper rates.
More tips at the link below.
-
moaatimothe2nd
The quickest way to find a cheap insurer, instead of filling forms at Allstate, State Farm, Progressive and a dozen more, fill just one form at at http://insurance.gsx1.com/ and you will get quotes by all these insurers back so you are done in about ten minutes!
Whats the difference in forcing americans to get auto insurance or face a fine versus ObamaCare fine?
-
Ryan M
Very simple: There are ZERO laws that require everyone to have auto insurance. You only have to pay auto insurance if you CHOOSE to drive. That is a 100% conscious choice that a person makes. Does a 5 year old have to be covered by auto insurance? Are people who live in major urban areas and rely on public transportation REQUIRED to buy auto insurance? Only people who CHOOSE to drive are subject to the auto insurance requirement.
Second, auto insurance is only required to cover the damage that YOU do to someone else’s body or property. There are ZERO laws that require that you have collision insurance on YOUR car and cover YOUR medical bills…..again that is a choice to have those kinds of coverage. A auto lender may require these additional coverages, but again that is your CHOICE to have a financed car and the requirement is NOT coming from the federal government.
There is a HUGE difference between the two……..HUGE!!! -
MVD34
I’m afraid the rant-ers are correct in this case. The legal difference is that you can choose to drive or not.
In the very big picture, I suspect that the difference won’t matter too much in the long run. "Choice" in point of fact is relative. Theoretically, the difference is huge. Practically its close to zero.
This health care plan is a poorly designed mess, but nationalized health care of some kind is probably a necessity in the long run.
-
Michael Burns
First of all driving a car is a privelage not a right in our country. Also we drive on roads that are provided by the government so driving is a partnership in that sense.
You do not need insurance for other modes of transportation such as walking, biking, riding a bus, flying in a plane, taking a cab, etc..
Forcing someone to purchase health insurance is forcing ALL people, not a select class of people to purchase something. This should NEVER be allowed, because it will NOT stop there. This is the first step to a national insurance program, because threre is NO way when you break down all the componnents of the heatlhcare reform it will work. The insurance companies and agents will be blamed and the government will take over and then we are all screwed. It will take us 9 month to get an MRI like it does in Canada. Not really what our forefather’s envisioned when they started this great country!
-
Insurance Pickle.com
a) Nobody forces you to drive or buy a car. If you drive a car, you need to be insured.
b) The government IS NOT forcing you to buy health insurance. They’re just taxing you if you don’t.
While I don’t agree with the method, the US Congress has the taxing authority to tax any group of people. So, they can constitutionally tax those that don’t buy health insurance.
-
Zarnev
You are not forced to buy auto insurance even if you choose to drive. You are forced to show financial responsibility if you do drive. Most people do not know that each state allows you to post a bond or a certificate of deposit instead of purchasing auto insurance. The bond is to cover other people should you cause harm to them by a motor vehicle. In my state the bond or deposit must be in the amount of $40,000. Search "financial resposibility bond" on your state Department of Insurance website for more information.
So to compare the two in apples to apples fashion — we would need to get liability health insurance in case we cause harm to another person’s health.
-
mbrcatz
Not all Americans are forced to get auto insurance. One can always not drive, or move to New Hampshire, which still doesn’t require auto insurance. Many states will allow you to post a bond, rather than purchase auto insurance. People who don’t drive – like children – don’t have to have car insurance.
With federal health insurance, there’s no "opt out". It’s essentially a mandated federal tax on being alive, if you don’t purchase a "qualified" health insurance policy from a private vendor.
There’s a HUGE difference between a state mandating something, and the federal government mandating it. "All powers not expressly given to the federal government, belong to the state".
To summarize:
1. fundamental constitutional difference between the inherent police powers of the states and the enumerated powers of the national government
2. automobile insurance requirements impose a condition on the voluntary activity of driving; a health insurance mandate imposes a condition on life itself.
3. state auto insurance requirements are limited to those who drive on public roads.
4. most states require drivers to maintain auto insurance only to cover injuries to others. The mandate does not require drivers to insure themselves or their property against injury or damage.
-
StephenWeinstein
1. The law on auto insurance is that you are not allowed to have a car without also having auto insurance. It still gives you the option not to have either one. In other words, you do not have to get auto insurance, unless you get a car.
2. The law only requires you to have the type of insurance (liability) that protects others if you hurt them or their property. It does not require you to have the types of insurance that protect you from what you do to your own car (collision) or what thieves, fires, floods, etc., do to your car (comprehensive). The health insurance law would require to have insurance that takes care of what what happens to your body, not just what happens to others.
How to be auto insurance agent that sells more than 1 brand of auto insurance product?
-
Tom Z
First, you have to get a property and casualty insurance license. That entails pre-licensing education credits and successfully passing the state exam.
You won’t be able to start your own agency, if that is what you are thanking. Insurance companies appoint agents to sell their products. If you don’t have an agency appointment you can’t sell their insurance. Companies are very picky when it comes to authorizing who will represent them. I can assure you that they will not appoint an agent who is starting from scratch and is intending to sell insurance part time.
Instead you will need to find a job as an agent with an insurance agency that already has those critical agency appointments. Learn the ropes, develop a book of business (clients) and at some point you might be able to think about starting your own agency. Maybe.
Good luck and best wishes.
-
medbillsassist
check with your state department of insurance
-
mbrcatz
That’s called, an "independent" agent. Since you have no idea, the best place to start, would be working as a producer, for another independent agent, where you’d learn the business, and get the connections.
Additionally, in order to get an appointment, most insurance companies will require that you ALREADY have an existing book of business, preferably at least six figures that you’re willing to commit to them, and a proven track record of being able to sell insurance (because most agents wash out).
If you plan on starting from scratch, it will take YEARS before you have enough on the books to get a SECOND insurance company.
What insurance agency that will take up insurance on a mobile home?
-
mbrcatz
There aren’t many insurance companies that write insurance on a mobile home – American Modern and Foremost come immediately to mind. Once the mobile home is over 25 years old, though, it’s depreciated to NO value, and no insurance company will give you insurance on it.
The COST of that insurance goes up, a lot, as the mobile home ages, because, well, those things rust out, and fall apart. Just like a car.
-
Huntsman
Call Geico and Progressive.
Don’t do this online – pick up the phone and call them.
Get a high deductible plan, and make sure you have those funds in a savings account -
A
Check with Progressive
How an Insurance policy can be taken to compensate for a crime?
I understand Insurance on Accidents as accidents do happen, but sexual abuse is intentional.
Will that not encourage the Abusers?
Rahul
I tried to get information on the link you provided at both Yahoo & Google but it said no such kinks.
Sorry Brother
I wrote Rahul instead of Rohit.
-
Alvin H
There are many different types of insurance, especially corporate insurance. This is most likely a Liability policy that covers the organization against catastrophic financial losses due to the neglegence, criminal behavior and harm done by the organization’s employees. While the events that resulted in the judgement are horrible, the financial protection of the organization is what is protected by the liability coverage.
-
mbrcatz17
Normally, insurance only pays out on the DEFENSE COSTS of a sexual abuse or molestation claim. I’ve read LOTS of different policy forms, and I’ve NEVER seen one cover anything besides DEFENSE COSTS.
-
aaron p
I don’t think anyone sick enough to commit those types of acts really considers insurance coverage before they abuse children. The pope saying ‘hey we’re not the only organization that has problems with perversion’ is simply not enough coming from an organization that should hold itself out as morally ideal.
How do you submit an insurance claim for whiplash?
This was in california.
-
Stereotypemebecauseyouknow
Call your Insurance agent or Company. I do not know the law in CA, but NY is a no fault state which means your company pays your medical bills. If you want to sue the other driver then you should call a lawyer after you file the claim. You need to act promptly and get medical verification. Sooner the better.
-
WRG
You need to contact your insurance company and they will point you in the right direction. You can also get your own lawyer. But you shouldn’t expect them just to right a check. It will be up to you to prove that you have whiplash.
-
Mutt
This should be covered on the auto insurance. Contact your agent and file a claim. If you don’t think it’s being handled correctly, or there are expenses that the insurance doesn’t cover, then consult a lawyer.
How can I find insurance that covers renting out waverunners?
Thanks
-
mbrcatz17
You go to a local, independent agent, they will have to shop it out to a sporting program. This is going to be REALLY REALLY REALLY expensive, just for liability coverage. I’m thinking, minimum premium $25,000, IF you do mvr checks and only rent to adults.
Physical damage is going to cost you about 25% of the value of the waverunners, and have a 2 waverunner deductible – so it will likely only cover, for example, a fire that burns up the waverunners you have stored. You are NOT going to get collision coverage.
You don’t state where you are located – that would have a lot of bearing on where I would refer you to, because you need an agent licensed to sell insurance in your state.
You could try these guys, http://www.usi.com, they have offices in multiple states, and will write insurance on an account as "small" as $25,000. The Marsh Macks won’t touch anything that small. You want the LARGEST independent agency in your area – the small guys that can’t help you can probably give you their names.
-
ISOintelligentlife
Well… it all depends on where you’re located. If you’ll post that info, you’ll probably get some helpful answers.
-
Jim W
Look on the Waverunner site & ask them or the Lloyds of London site. They insure high risk sitiuations . . .
How do i use insurance to get my car fixed?
-
cjo84070
Get his insurance information and contact them. They will give you the info you need to get it repaired.
How do I begin a report of auto insurance fraud?
-
Mushu
Google your state’s department of insurance. There should be a link on the website for lodging a complaint against an insurance company
-
sensible_man
Each State has an Insurance Controller. Usually at the capitol, but they should be able to be found online.
How can I track down Insurance Companies that employ people in different states?
-
mbrcatz17
You want to be a free lance auditor? Good luck on that.
I think what you’re hearing about is propaganda, from the company that wants to sell you their training.
BUT, to answer your direct question – you go to your state insurance department website, and you look at the companies admitted to do business in your state, then you can look up the contact info at http://www.ambest.com and THEN, it’s straight marketing.
It is NOT easy to get in on this – 99% of outside auditors, are former insurance company employees, and already have their contact network in place – because the ONLY way you get those freelance jobs, is through a contact network.
-
Jihn
What you are talking about sounds like an independent adjuster. Most large companies sub-contract out claims to an independent adjuster in the event that a claim that needs to be inspected, etc is out of the range of where their permanent adjuster work or if the claim volume is too high for one of their adjuster to get to.
Normally, there are independent adjuster firms that are rather mobile and can work wherever they are needed. You are probably more likely to find a local claims branch office with a large insurance company than an independent claims position.
Unfortunately, the insurance industry is in a tight market right now so many companies are actually reducing their staff right now so it may be hard to find a job opening in insurance for the next couple years.
What is the best and cheapest insurance when renting a car in America?
-
Entidtil
Many credit cards offer free collision damage waiver (CDW) insurance. Some offer other insurance for rentals as well. Check with your credit card company to see what protection they may offer for you. Also check with your own insurer. Sometimes (not often, in the case of a foreign rental though) your cars’ insurance may extend to a rental. Check with them also. If you find no free protections, bite the bullet and pay for their insurance. It’s not pleasant to be involved in an accident in a foreign country without the necessary insurance.
-
Bill
Since you will not have a residential address while staying in the US it will be impossible to get a regular insurance policy to cover a short stay. The rental company policy is your best bet and it probably isn’t that much more than a private policy would be if it was available. Good Luck
Does a ticket for not wearing a seatbelt increase auto insurance?
-
ken k
its not a moving violaton/so your safe
-
David
Yes it does. Shows that you are not a safe driver.
-
Heidi
I had a seatbelt ticket a couple years ago, my insurance went up a little bit and I did get a point on my license, the ticket was $100. What really irked me was I did have it on,since my car has those automatic ones where the shoulder belt goes on by itself so you cant drive without it but I didnt have the lap belt on too so thats why I got the stupid ticket. With you being in the back seat I would think the ticket would be less, but then again if there were any logic to it I should have gotten half the normal fine since I was wearing part of mine lol. Gotta love these money hungry states…
Will I have maternity insurance coverage if I start a new job and Im 8th wks pregnant?
-
Kayden Michael
Its up to the employer just ask your boss about it they will help you.
-
Miss Advice
Depends on who the insurance provider is. Blue Cross Blue Shield will cover you.
- c
- compose new post
- j
- next post/next comment
- k
- previous post/previous comment
- r
- reply
- e
- edit
- o
- show/hide comments
- t
- go to top
- esc
- cancel
mbrcatz 7:09 pm on January 25, 2012
Convince them they have a need.
It’s darned hard work.